• Take the quiz and find out if you could be eligible for Right to Buy in the future

    Find out more

Right to Buy or acquire (RTB/RTA)

Extension of Right to Buy to Housing Associations

Please note that you must have a clear rent account in order to apply for the Voluntary Right to Buy. If you have any arrears on your account your application will automatically be denied.

You must also be able to pay an administration fee of approximately £250. If you are thinking of applying for the RtB and you have arrears on your account then please ensure these are paid as soon as possible to ensure that you application is not rejected on these grounds.

In order to be part of this process with Midland Heart you must be a Midland Heart Customer.

On the 24th September the National Housing Federation (NHF) announced that it had made an offer to work with the Government on the extension of the Right to Buy (RtB) to Housing Association tenants. The NHF suggested that Housing Associations voluntarily agree to implement the RtB rather than legislate it. Midland Heart voted in favour of the Voluntary Right to Buy (VRtB).

In November 2015 the Government launched a pilot of the VRtB with five Housing Associations for 6-months. They were selected because they operate in different types of markets across England. Midland Heart is not part of this pilot.

It is expected that the VRtB will not be rolled out to all tenants until April 2018. Midland Heart will closely monitor the progress of this Housing Bill and will keep tenants informed through our website and customer newsletters.

The Government has appointed Move with Us as agents to provide free and independent advice on the Right to Buy. Their Right to Buy Agents can help with questions regarding eligibility, filling out your application form, where you can get financial and legal advice and what to do if your application is delayed. They can also send you information packs and application forms. They can be contacted on 0300 123 0913 or their website: righttobuy.communities.gov.uk/am-i-eligible where you can complete a contact form or you can email enquiry@righttobuyagent.org.uk.

Do I have the Right to Buy?

Some secure tenants of local authorities have the Right to Buy (RTB) their homes at a discount. If we take over any properties where a customer has the RTB at the time of transfer then the customer brings this right with them, which is known as Preserved Right to Buy (PRTB).

The PRTB applies to rented properties for secure customers from a non charitable organisation. If you can answer ‘yes’ to the questions below then you may be able to purchase your home through this scheme:

  • Was your property originally owned by a local authority and transferred to us or another organisation while you were a secure tenant?
  • Do you have a Secure (not Assured) Tenancy?
  • Is the property your only or principal home?
  • Do you have a minimum of 3 years as a secure tenant (this does not have to be with the same Housing Association and can include time spent as a secure tenant of a local authority and the Armed Forces)?

You will be unable to proceed with the purchase if any of the below apply to you:

  • You have been bankrupt, have an IVA or debt order
  • You have any outstanding possession orders
  • Your property is particularly suitable for the elderly or disabled
  • Your property is due for demolition

If you have any questions or would like to discuss the Right to Buy in more detail please complete our Right to Buy form

Do I have the Right to Acquire?

The Right to Acquire (RTA) applies to properties which we received funding for and were built after 1997.

To qualify for the RTA your situation will need to match the following.

  • Your tenancy must be secure or assured.
  • Your property must have been built or purchased on or after 1 April 1997.
  • Your property must have been built using funding (known as a Social Housing Grant) provided by the housing corporation or local authority. This would need to be confirmed by ourselves.
  • The property must be your only or principal home.

You will be unable to proceed with the purchase if any of the below apply to you.

  • You have been bankrupt, have an IVA or debt order
  • You have any outstanding possession orders
  • Your property is particularly suitable for the elderly or disabled
  • Your property is due for demolition