Benefits cap

The government has put a cap on the overall amount of benefits a couple or a single person can receive so that benefits are always in line with the national average earnings of a working family after tax.

For more information browse the drop down menu below.

  • Who will it affect?

    The cap affects households where combined benefit income is more than £384.62 per week for couples and single parents and £257.69 per week for single people.

     

  • How is it calculated?

    If you receive more than the capped amount your housing benefit will be reduced.  This means you will have to make up the difference from your income to ensure that your weekly rent is paid.    However, you should be allowed to keep at least £0.50p of your housing benefit to allow you to claim support known as Discretionary Housing Payments.

  • Which benefits are included in the cap?
    • Housing Benefit
    • Jobseekers Allowance
    • Child Benefit
    • Child Tax Credit
    • Bereavement Allowance
    • Widowed Parents Allowance     
    • Incapacity Benefit
    • Employment & Support Allowance
    • Income Support
    • Maternity Allowance
    • Severe Disablement Allowance
    • Widows Pension
  • Which benefits are excluded in the cap?
    • Attendance Allowance
    • Employment & Support Allowance (support group)
    • Disability Living Allowance or Personal Independence Payments
    • Industrial Injuries Benefits
    • War widows and widowers pensions
    • Guardians Allowance
    • Carers Allowance
  • Where can I get some advice?

    If you’re worried about how you will be affected by the benefit cap and to find out what assistance is available to you, you can contact our experienced Money Advice Team who can offer you support and guidance on 0345 60 20 540.