2017/18 saw the launch of our new five year housing strategy with our aim to build 3000 new homes by March 2022 – This is 70% affordable/social rented homes and 20% shared ownership helping first time buyers onto the housing ladder.

We also have a vision to be the first point of call for others in the sector, who want to work in partnership with a leading housing provider

To help us achieve our aims we receive private finance from institutions such as banks and other lenders, in addition to government funding. Our policy is to develop long-term relationships with lending institutions and we are committed to remaining financially robust, despite the challenges we face. This is particularly important because our customers depend on us to ensure we support their housing needs.

Moody’s Investors Service has given Midland Heart a credit rating of A2

We also received the highest governance and viability rating from our regulators financial viability (V1) and governance rating (G1)

At a glance


Units in Management

Surplus for the year


Operating surplus

Operating Margin
















  • Coins

    Financial Annual Reports

    Our Financial Statements report on the financial performance of Midland Heart on an annual basis. Our audited statements are an opportunity to show transparency in our performance and allow us to be benchmarked against other housing associations.

    Financial Annual Reports
  • Mh Board And Exec Members Jun18 8881

    How we are run

    Our Board of Directors safeguards our vision and has responsibility for the overall management and performance of the group. The Board is supported by our Executive Management Team.

    How We Are Run