Make your next move with us.

If you’re ready to get on the property ladder but can’t quite afford to buy in your area, Shared Ownership could be just what you’re looking for!

This is a government-backed scheme where you buy a share of your home and pay rent on the remaining share. The share you can buy will range between 10% and 75%, depending on what you can afford. This means you’ll need a smaller mortgage and deposit to get you started.

Once you’ve bought your new home you can decide to buy more shares in the property. The more shares you buy, the less rent you’ll pay. You can keep doing this until you own 100% of your property.

Your handy shared ownership guide

To buy a home through Shared Ownership, you’ll need to meet certain criteria. We’ve put together this handy guide to help you.

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Managing my Shared Ownership property

Your guide to managing your Shared Ownership Property

Am I eligible for Shared Ownership?

You can buy a home through shared ownership if your household income is £80,000 a year or less and if one of the following statements are true:

  • You’re a first-time buyer
  • You used to own a home, but cannot afford to buy one now
  • You own a home and want to move but cannot afford a new home suitable for your needs
  • You’re forming a new household - for example, after a relationship breakdown
  • You’re an existing shared owner and want to move
How do I apply?
  1. You will have to meet the criteria of Help to Buy and complete an application, click here to get started! 
  2. Once you’ve completed your application, let us know by filling out the form below and we’ll help you find your dream home.
What share can I buy?

This will depend on your personal circumstances and what you can afford.

Once you’ve been approved by Help to Buy we can consider you for one of our new shared ownership homes.

How much rent will I pay?

Rent is charged between 2.75% & 3% of the unsold equity.

On a home valued at £200,000 and sold on a 40% share, the 40% share would be £80,000 and usually funded by a mortgage and you would pay £183 to £200 per month in rent, plus your mortgage on the share you’ve bought.

Are there any other charges that I need to think about?

Once you’ve moved into your new home you’ll need to factor in paying bills like water, gas, electricity and council tax.

You may also have to pay a service charge to cover the cost of maintaining any communal areas.

As a homeowner you’ll also be responsible for maintaining your home and any repairs that might be needed.